The Federal Insider — Powered by FEBC
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For Federal & Postal Employees

The Guidance HR Never Gave You

The Federal Insider gives federal and postal employees ongoing retirement education, timely benefits updates, live monthly Q&A with Elizabeth Inman, and a personalized assessment of your own benefits — all in one place.

Both options include the same full membership. Cancel anytime.

Built by FEBC. Created for Federal & Postal Employees.

From Elizabeth Inman — 24 years of federal service, retired under FERS, author of The 7 Surprises of Federal Retirement.

Federal retirement isn't something you do once and forget about.

Rules change. Benefits change. OPM procedures change. TSP decisions get more consequential as retirement approaches. Medicare and FEHB have to be coordinated. Beneficiary designations and survivor elections need reviewing.

And the most expensive mistakes usually happen for one reason: nobody knew the right question to ask.

A seminar gives you a strong start. A book teaches you principles. A benefits meeting answers the questions you have today. But federal retirement is a process — and the questions change as you get closer.

That's why FEBC created The Federal Insider.

Everything you need to keep learning as retirement gets closer

Every Month

New Training

Ongoing education covering the federal retirement and benefits topics that actually affect your decisions.

Every Month

Live Q&A with Elizabeth

Ask your own questions directly — and learn from the questions other members are asking.

Every Month

What's Changed Briefing

A plain-English update on OPM, COLAs, FEHB, Medicare and other developments worth knowing about.

Immediate

Growing On-Demand Library

Years of organized training you can watch on your schedule and return to whenever you need a refresher.

Immediate

Tools, Worksheets & Checklists

Practical resources built to help you prepare, get organized, and ask better questions.

Immediate

Member Community

Learn alongside other federal and postal employees working through the same decisions you are.

Immediate

Member Resources

Including The 7 Surprises of Federal Retirement and other FEBC educational materials.

Every Year

Complimentary Benefits Review

An annual opportunity to review your benefits and surface the questions that deserve closer attention.

Your own numbers — not a generic checklist

This is what separates The Federal Insider from watching retirement videos online.

Every member completes a personal profile in their first week. From it, Elizabeth's team prepares analysis built on your actual situation — your dates, your service, your benefits.

17-Point Federal Retirement Assessment

A personalized review across the seventeen areas that determine how well your retirement actually goes — from your best retirement date to your survivor election to your TSP strategy.

Social Security Strategy Report

Depending on what your assessment surfaces, a personalized filing analysis — the same review that has shown members six-figure differences between claiming strategies they were considering.

These aren't downloads. They're prepared for you, by name, using your real numbers.

Federal retirement topics that matter in the real world

The library is built around the subjects federal and postal employees actually have to understand:

Online Retirement Application (ORA)How the process works, the costly mistakes, document uploads, application tracking
Thrift Savings PlanFund choices and risk, withdrawal strategy, rollovers, the Roth question
Estate Planning & BeneficiariesBeneficiary forms, survivor elections, FEGLI traps, federal benefit designations
Social Security & MedicareClaiming decisions, the FERS supplement, FEHB coordination, Part B timing
FERS Retirement BasicsAnnuity computation, sick-leave credit, retirement income planning
FEHB & InsuranceKeeping coverage in retirement, FEGLI cost cliffs, coordinating benefits
Special SituationsMilitary service credit, divorce, disability retirement, deferred and postponed retirement
Retirement TimelinesOne year out, 90 days out, and through the application itself

New training and timely updates are added throughout the year.

Elizabeth Inman, President, Federal Employee Benefit Coordinators

Guidance from someone who has been where you are

Elizabeth Inman spent nearly 24 years as a federal employee before retiring under FERS. Since then she has devoted her work to helping federal and postal employees understand the benefits and decisions that shape the rest of their lives.

She is the author of The 7 Surprises of Federal Retirement, a podcast host, conference speaker, and educator who has spent years teaching federal employees about retirement, TSP, Social Security, Medicare, insurance and survivor decisions.

The Federal Insider brings that education together in one place — with new content, live access, practical resources and ongoing updates.

Choose the option that works best for you

No complicated tiers. Both plans provide the same full membership.

Monthly
$49.95 / month
  • Everything in the membership
  • Billed monthly
  • Cancel anytime
Join Monthly
Best Value
Annual
$479 / year
Save $120.40 — more than two months free
  • Everything in the membership
  • Billed once a year
  • $599.40 if paid monthly
Choose Annual

Founding members lock in their rate for as long as they remain a member.

Is The Federal Insider right for you?

It's likely a good fit if you're a federal or postal employee — or retiree — who wants to:

  • Understand your benefits properly before making decisions you can't undo
  • Stay current as OPM procedures and benefits rules change
  • Learn how FERS, TSP, FEHB, Medicare, Social Security and survivor elections fit together
  • Have organized answers instead of searching the internet one question at a time
  • Hear real retirement questions discussed in live sessions
  • Approach the decisions ahead with more confidence and less guessing

You don't need to be retiring next month. The earlier you understand what's ahead, the more time you have to do something about it.

Frequently asked questions

Is this only for people about to retire?

No. The Federal Insider is built for federal and postal employees at every stage — several years out, approaching retirement, or already retired from federal service.

Do I have to attend the live sessions?

No. The live Q&A is a valuable part of the membership, but everything else — the training library, tools, briefings and resources — is available on your own schedule.

What if I miss a live Q&A?

You keep full access to everything else, and session replays are posted in the member portal so you can watch when it suits you.

Is there more than one membership level?

No. We deliberately kept the launch simple. Choose monthly or annual billing — both give you the same full membership.

Why choose the annual plan?

The annual plan is $479 per year compared with $599.40 for twelve monthly payments. That's $120.40 saved — more than two months free.

What does "founding member" mean?

The first 100 members lock in the $49.95 monthly rate for as long as they remain a member. Prices may rise for members who join later; founding rates don't.

Will new material be added?

Yes. The Federal Insider is an ongoing membership — new training, timely updates, live sessions and additional resources are added throughout the year.

Is this personal financial advice?

No. The Federal Insider provides general educational information and resources. Individual circumstances vary. Members should review their own benefits and consult their agency, OPM, the Social Security Administration, Medicare, or a qualified professional before making benefit or financial decisions.

Stay informed. Stay prepared. Join The Federal Insider.

Federal retirement isn't one decision. It's a series of them, and they affect you and your family for years.

The Federal Insider was built to help federal and postal employees keep learning, stay current, and approach those decisions with real confidence.

The annual option saves $120.40 compared with twelve monthly payments.

THE FEDERAL INSIDER  ·  Powered by FEBC

Educational information provided by FEBC and The Federal Insider is intended for general informational purposes only. Individual circumstances vary. Federal and postal employees and retirees should review their own benefits and consult their employing agency, the Office of Personnel Management (OPM), the Social Security Administration, Medicare, or a qualified professional before making retirement, benefit, insurance, tax, or financial decisions.

© 2026 Federal Employee Benefit Coordinators. All rights reserved.